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	<title>Comments for At Home in Santa Cruz</title>
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	<link>http://www.athomeinsantacruz.com</link>
	<description>real estate in santa cruz county</description>
	<lastBuildDate>Tue, 17 Jan 2012 20:54:59 +0000</lastBuildDate>
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		<title>Comment on Bad Economy = Good Interest Rates by mike</title>
		<link>http://www.athomeinsantacruz.com/2010/05/28/bad-economy-good-interest-rates/comment-page-1/#comment-69</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Tue, 17 Jan 2012 20:54:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.athomeinsantacruz.com/2010/05/28/bad-economy-good-interest-rates/#comment-69</guid>
		<description>This post was written in 2010 and now rates are even lower!  Now I am seeing rates below 4.0% without points.   There are signs that the ecomomy is improving but are still a long ways frm being ot of the woods.</description>
		<content:encoded><![CDATA[<p>This post was written in 2010 and now rates are even lower!  Now I am seeing rates below 4.0% without points.   There are signs that the ecomomy is improving but are still a long ways frm being ot of the woods.</p>
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		<title>Comment on Bad Economy = Good Interest Rates by Janess</title>
		<link>http://www.athomeinsantacruz.com/2010/05/28/bad-economy-good-interest-rates/comment-page-1/#comment-68</link>
		<dc:creator>Janess</dc:creator>
		<pubDate>Tue, 17 Jan 2012 20:43:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.athomeinsantacruz.com/2010/05/28/bad-economy-good-interest-rates/#comment-68</guid>
		<description>Thanks for introducing a little ratinaoilty into this debate.</description>
		<content:encoded><![CDATA[<p>Thanks for introducing a little ratinaoilty into this debate.</p>
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		<title>Comment on ARE SHORT REFI&#8217;S THE ANSWER by mike</title>
		<link>http://www.athomeinsantacruz.com/2011/03/18/are-short-refis-the-answer/comment-page-1/#comment-67</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Thu, 04 Aug 2011 20:04:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.athomeinsantacruz.com/?p=396#comment-67</guid>
		<description>Thanks for letting us know.</description>
		<content:encoded><![CDATA[<p>Thanks for letting us know.</p>
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		<title>Comment on LOAN PROGRAMS FOR TEACHERS AND FIRST TIME BUYERS by mike</title>
		<link>http://www.athomeinsantacruz.com/2008/03/18/loan-programs-for-teachers-and-first-time-buyers/comment-page-1/#comment-64</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Thu, 24 Mar 2011 17:53:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.athomeinsantacruz.com/2008/03/18/loan-programs-for-teachers-and-first-time-buyers/#comment-64</guid>
		<description>Hi Janice- Yes, we can help teachers in Seaside.  Most of the programs are statewide or nationwide. Call me at 831-588-1588 or email: Mike@mikebloch.com  and we can set a time to chat.</description>
		<content:encoded><![CDATA[<p>Hi Janice- Yes, we can help teachers in Seaside.  Most of the programs are statewide or nationwide. Call me at 831-588-1588 or email: <a href="mailto:Mike@mikebloch.com">Mike@mikebloch.com</a>  and we can set a time to chat.</p>
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		<title>Comment on LOAN PROGRAMS FOR TEACHERS AND FIRST TIME BUYERS by Janice Aliotti</title>
		<link>http://www.athomeinsantacruz.com/2008/03/18/loan-programs-for-teachers-and-first-time-buyers/comment-page-1/#comment-63</link>
		<dc:creator>Janice Aliotti</dc:creator>
		<pubDate>Thu, 24 Mar 2011 17:34:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.athomeinsantacruz.com/2008/03/18/loan-programs-for-teachers-and-first-time-buyers/#comment-63</guid>
		<description>I am teacher in SUHSD and want to buy in seaside, can you help me?</description>
		<content:encoded><![CDATA[<p>I am teacher in SUHSD and want to buy in seaside, can you help me?</p>
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		<title>Comment on Foreclosure vs. Short Sale Listings in Santa Cruz County by mike</title>
		<link>http://www.athomeinsantacruz.com/2009/01/19/foreclosure-vs-short-sale-listings-in-santa-cruz-county/comment-page-1/#comment-61</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Mon, 08 Nov 2010 18:28:05 +0000</pubDate>
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		<description>Hi Bret- Thank you for your post. Yes, I work with both buyers and sellers of short sale properties. Yes, it is often more work than traditional sales, but if I can help a buyer get a good deal, or seller get out from under an distressed situation, then it is worth the work.  I do have special training and certifications in handling short sales.  I would be happy to talk with you and see if we would like to work together. My office number is 831-420-2100, and my email is mike@mikebloch.com.  -Mike</description>
		<content:encoded><![CDATA[<p>Hi Bret- Thank you for your post. Yes, I work with both buyers and sellers of short sale properties. Yes, it is often more work than traditional sales, but if I can help a buyer get a good deal, or seller get out from under an distressed situation, then it is worth the work.  I do have special training and certifications in handling short sales.  I would be happy to talk with you and see if we would like to work together. My office number is 831-420-2100, and my email is <a href="mailto:mike@mikebloch.com">mike@mikebloch.com</a>.  -Mike</p>
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		<title>Comment on Foreclosure vs. Short Sale Listings in Santa Cruz County by bret haney</title>
		<link>http://www.athomeinsantacruz.com/2009/01/19/foreclosure-vs-short-sale-listings-in-santa-cruz-county/comment-page-1/#comment-60</link>
		<dc:creator>bret haney</dc:creator>
		<pubDate>Sun, 07 Nov 2010 06:36:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.athomeinsantacruz.com/?p=141#comment-60</guid>
		<description>I do not know if i will get a response? But here goes, i am approved for a 425000 dollar loan recently. I have talked w a couple real estate people, neither of them seem interested in talking about me purchsing real estate via short sale, i get the impression it is a lot more work than they are willing to do? Is this correct? Is there anybody out there that specializes in this process? Can you help me? I have met people that have bought properties this way and they seem ok, it seems like this is obviously a win win. I am not in huge hurry, but would like to buy something.</description>
		<content:encoded><![CDATA[<p>I do not know if i will get a response? But here goes, i am approved for a 425000 dollar loan recently. I have talked w a couple real estate people, neither of them seem interested in talking about me purchsing real estate via short sale, i get the impression it is a lot more work than they are willing to do? Is this correct? Is there anybody out there that specializes in this process? Can you help me? I have met people that have bought properties this way and they seem ok, it seems like this is obviously a win win. I am not in huge hurry, but would like to buy something.</p>
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